YOU SHOULD HAVE YOUR OWN expert public insurance adjuster working for you on your Hanover insurance claim!!!
OUR SERVICES PAY FOR THEMSELVES. WE MAXIMIZE CLAIMS WITHOUT ANY EXTRA COSTS!!!!
We are the experts TO RELY ON. We are the public insurance adjusters who have been fighting Hanover insurance company and adjusting fire and water claims for over TWENTY years!!!
We maximize and adjust all Hanover insurance claims. FIRE DAMAGE, WATER DAMAGE, FLOOD DAMAGE AND MORE!!!
Every HANOVER INSURANCE CLAIM following a disaster is unique. The Public Insurance Adjusters at Harris Claims Services understand how Hanover insurance company adjusters work and operate to keep claims low.
We, as your Public Insurance Adjuster will fight to maximize your claims against HANOVER INSURANCE COMPANY. To help you REBUILD and RECOVER, we instituted a Two Phase process when preparing and settling these Hanover claims.
Claims Adjusting Services – Enters the PUBLIC INSURANCE ADJUSTER to fight HANOVER INSURANCE COMPANY. This is Step One of the HARRIS ADVANTAge 2 phase process of fire and water restoration.
Phase One – Preparation, negotiation and settlement of insurance claims against HANOVER INSURANCE. During this process, Phase One, Harris Claims Services claims management team of Public Adjusters, Accountants, Attorneys and more oversees the management of the “Settlement Procedure.” This involves the preparation, negotiation and settlement of all the claims covered under the Hanover policy. Before concluding any settlement, the staff at Harris Claims Services, reviews the Hanover policy of insurance to confirm that all claims have been maximized. There are numerous clauses within a Hanover policy, which can increase the recoverable amount.
Our fee is paid from Insurance proceeds and there is no out-of-pocket expense to the property owner.
WHAT IS THE DIFFERENCE BETWEEN A HANOVER INSURANCE COMPANY ADJUSTER AND OTHER ADJUSTERS LIKE A PUBLIC ADJUSTER AT HARRIS CLAIMS SERVICES.
There are basically three types of Adjusters! Only One type works for YOU the property owner, - THE HARRIS CLAIMS SERVICES ADJUSTER.
Hanover Insurance Policies obligate the insured to present a claim to Hanover for consideration and payment.
There are three types of adjusters that could be involved in that process. The definitions of the types are as follows:
(A) “Hanover Company Adjuster” means the insurance adjusters who are employees of HANOVER INSURANCE COMPANY. They represent the interest of HANOVER INSURANCE COMPANY and are paid by the insurance company. They will not charge you a fee since they work for HANOVER INSURANCE COMPANY.Public Insurance Adjusters Know The Insurance Process Inside And Out
(B) “Hanover Independent Adjuster” means the insurance adjusters who are hired on a contract basis by HANOVER INSURANCE COMPANY to represent the Hanover insurance companies interest in settlement of the claim. They are paid by Hanover Insurance Company. They will not charge you a fee. These independent adjusters for HANOVER INSURANCE COMPANY are usually hired on a per claim basis when Hanover does do not have company adjuster s available. An example of such is a hurricane disaster or when they are simply under staffed. Again, these types of adjuster work and are obligated to perform duties for HANOVER INSURANCE COMPANY not you the owner.
(C) “Public Adjuster” (THE HARRIS ADJUSTER) means the insurance adjusters ñ Public Insurance Adjuster who do not work for HANOVER INSURANCE COMPANY. We work for YOU, the Insured, the property owner, the one who is suffering losses and is emotional upset. Public Insurance Adjusters, such as Harris Claims Services ADJUSTERS assist in the preparation, presentation and settlement of the claim. The insured hires the public insurance adjusters at Harris Claims Services by signing a contract granting us authority to represent the ownerís interest and maximize the claims. The Harris Claims Services ADJUSTER ( Public Adjuster ) gives you the advantage and peace of mind you need. We are obligated to you the property owner only, NOT to HANOVER INSURANCE COMPANY. Our bread is not buttered By Hanover Insurance Company.
We minimize the problems and frustration that come with preparing, documenting, negotiating and finalizing Hanover insurance claims. Your experts at Harris Claims Services, will file all your pertinent paperwork with Hanover insurance company, arrange for the inspections of your damaged property and then negotiate the maximum settlement rightfully due to you. If we feel that Hanover insurance company has failed to respond appropriately and pay the correct value of the loss, we advise you of your rights and stay with you until the end. This normally means a demand for appraisal where we and Hanover insurance company agree to an umpire to resolve the situation. This benefits you and keeps the matter from being tied up in court for years. If you decide to have our company assist you, we charge, on the average, a fee of ten percent. We don’t get paid until you do. Our agreement allows for the cancellation of our contract for a period of ten days from the date of signing with NO FEE to us. This allows you to see the manner in which we handle ourselves and allows you to further make decisions.
It’s really a matter of common sense. Hanover Insurance Company wants to keep your claim low. Our Public Insurance Adjusters want to maximize your claims. We get paid only if you get paid.
Charges For The Adjusting Services on HANOVER INSURANCE CLAIMS
We charge a small percentage of the insurance company's settlement with you. Our fee ranges between 7% and 10%. This fee is waived if we are allowed to repair the building which is explained in the Second Phase.
Service Area
Harris Claims Services has served the greater Chicago and Suburban area for over forty years. We have recently expanded our service area in Lake and Porter Counties in Northwest Indiana.
We fight for your rights against HANOVER INSURANCE COMPANY IN ALL THESE AREAS:
| Addison Algonquin Alsip Antioch Arlington Heights Aurora Barrington Barrington Hills Barteltt Bedford Park Bensonville Berwyn Bloomingdale Blue Island Bolingbrook Bridgeview Brookfield Buffalo Grove Burr Ridge Calumet City Calumet Park Carol Stream Carpentersville Cary Chain O Lake Channel Lake Chicago Chicago Heights Chicago Ridge Cicero Coal City |
hanover Club Hills Countryside Crestwood Crystal Lake Darien Deerfield Des Plaines Dolton Downers Grove Dundee East Dundee East Hazel Crest Edison Park Elk Grove Elk Grove Village Elmhurst Elmwood Park Evanston Everegreen Park Forest Park Forest View Fox Lake Frankfort Franklin Park Gilberts Glen Ellyn Glendale Heights Glencoe Glenwood Glenview Grayslake |
Great Lakes Gurnee Hanover Park Harvard Harvey Harwood Heights Hawthorn Woods Hazel Crest Hickory Hills Highland Park Highwood Hillside Hinsdale Hodgkins Hoffman Estates Homewood Huntley Ingleside Inverness Island Lake Itasca Joliet LaGrange LaGrange Park Lake Barrington Lake Bluff Lake Forest Lake in the Hills Lake Villa Lake Zurich Lansing |
Lemont Libertyville Lincolnshire Lincolnwood Lisle Lockport Lombard Lyons Matteson Maywood McHenry County Medinah Melrose Park Merrionette Park Midlothian Mokena Morton Grove Mt Prospect Mundelein N Barrington N Chicago N Riverside Naperville New Lenox Niles Norridge N Glen Ellyn Northbrook Norwood Park Oak Brook Oak Brook Terrace |
Oak Forest Oak Lawn Oak Park Orland Hills Orland Park Palatine Palos Heights Palos Hills Park Ridge Peotone Plainfield Prospect Heights Ravina Richmond Ridgefield River Forest River Grove Riverdale Riverside Romeoville Rolling Meadows Roselle Rosemont Round Lake S Barrington Sauganash Sauk Village Schaumburg Schiller Park Shorewood Skokie |
Sleepy Hollow South Chicago Hghts South Holland Stickney Stone Park Streamwood Tinely Park University Park Vernon Hills Villa Park Volo W Chicago W Dundee Wauconda Warrenville Waukegan Westchester Westmont Wheaton Wheeling Willowbrook Willow Springs Wilmette Winfield Winnetka Wonder Lake Wood Dale Wood Ridge Woodstock Zion |
